Crowdsourcing apps are bringing consumers and providers together. But the gig economy’s benefits are inherently weighted towards companies.
ASEAN’s animated fintech sector brings financial services to those excluded by the financial system. But if mismanaged, new technologies pose a threat to citizens’ privacy and democracy.
P2P lending offers Indonesian SMEs valuable access to credit. But a spate of complaints against illegal lenders has cast a pall over the nation’s fintech sector.
As technological development outpaces the rate at which candidates are trained, Singapore’s fintech firms are struggling to find the right person for the job.
Fast and transparent cross-border payment systems will change the habits of businesses and consumers. Digital payment providers should seize the opportunity to expand their market reach.
Despite being the backbone of the regional economy, SMEs in Southeast Asia have long suffered from a lack of financing opportunities. The advent of fintech is set to fill the credit dearth.
Will picking up new skills be enough to protect Singaporeans from automation-induced job losses in uncertain times ahead?
Credit card usage is on the rise in markets across the world. But the positives are offset by the rise of digital payment solutions, especially in the Asia-Pacific region.
Plagued with rigid internal processes and an intolerance to change, the traditional world of banking and finance is welcoming blockchain technologies. Smart contracts are transforming financial institutions by reducing bureaucracy, overheads and processing times.
Despite the strong growth of real estate markets in the region, proptech startups are still finding their feet in Southeast Asia. Fintech might hold the key to revolutionising ASEAN’s real estate markets.